services we offer

Commercial Insurance for Businesses like Yours

As a business owner, you have enough on your mind without having to worry about your insurance needs. You want to have the confidence that the business you’ve built is covered by a company that understands your commercial insurance needs.
Commercial business insurance provides wide-ranging protection for businesses and their subsidiaries under a single policy. There are various types of commercial business insurance that take care of property, liability and workers’ compensation, to name a few. While property insurance covers damages to business property and products stored within the premises; liability insurance provides coverage for damages to third parties; and workers’ compensation insurance covers injuries to employees.
Commercial business insurance is an important aspect of any business that cannot be ignored especially if the business premises are leased or rented and even otherwise. Whatever your commercial insurance needs, we can design a protection program that’s right for you.
Artisan Insurance Inc. provides the following types of business insurance protection:

Commercial Property

Commercial property insurance is a special type of insurance that covers the company building as well as the contents owned by the company. “Property” can include a variety of types: lost income or business interruption, buildings, computers, money, and valuable papers.

general liability

General liability insurance is intended to guard operators and owners of companies from claims that may come from a broad spectrum of sources.

product liability

Product liability insurance protects you in case a product you produce or provide causes harm to a user or a user’s property. A “product” is anything that is tangibly used, touched, or consumed.

Builder's Risk

Builders Risk Insurance is a policy that is designed to provide coverage for buildings while under construction.

business owners package

The basic BOP offers business property for both building and contents, and liability insurance protection for the operation of your business.

commercial auto

A commercial auto insurance policy is required under most circumstances when the vehicle is used for business purposes and meets certain other requirements.

Surety Bond

A Surety Bond is a three-party agreement whereby the surety guarantees to the obligee (the project owner) that the principal (the contractor) is capable of performing the contract in accordance with the contract documents.

worker's compensation

Workers’ compensation insurance protects employers from claims resulting from injuries to employees. It protects your business from lawsuits and provides employees with compensation for on-the-job injuries.

Cyber Liability

As a business owner, you insure your business against losses — but is your liability protected against a cyber break-in?

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telephone number

(239) 235-9520

office time:

mon-fri: 8:00 - 5:00